Курс SmartCashSMART

Bitget Wallet is a self-custody multichain software wallet that enables crypto investors to manage their crypto assets as they interact with dApps on supported networks, with security features including smart contract verifiers and approval checkers.

This article discusses a recent Bank of America (BofA) survey showing global investor fear at its highest point in three decades. Despite this fear, Bitcoin has remained strong, acting as a macro hedge rather than a risk asset. Here are the key points: # Key Points 1. *Global Investor Fear*: 82% of global fund managers expect an economic slowdown, the highest percentage since the early 1990s. 2. *Market Performance*: U.S. equities are down 8.1% year-to-date, and fund managers are pulling capital from U.S. markets at a record pace. 3. *Bitcoin's Strength*: Bitcoin remains above $85,000, showing relative strength and resilience despite macro uncertainty. 4. *Institutional Investment*: Institutions are buying dips in Bitcoin, and its volatility has dropped despite macro uncertainty. 5. *Why Bitcoin Thrives*: Bitcoin is not controlled by any government, has a limited supply, and is globally transferable and censorship-resistant. # Bitcoin as a Macro Hedge The article suggests that Bitcoin is emerging as a macro hedge due to its unique characteristics, such as: - *Decentralization*: Not controlled by any government or institution. - *Limited Supply*: A maximum of 21 million Bitcoins will ever exist. - *Global Transferability*: Can be transferred globally without borders or restrictions. - *Censorship Resistance*: Transactions are resistant to censorship and government interference. # Comparison to Gold The article compares Bitcoin to gold, suggesting that Bitcoin offers more benefits, such as: - *Speed and Portability*: Bitcoin can be transferred quickly and easily. - *Programmability*: Bitcoin's underlying technology allows for programmability and smart contracts. - *Growth Upside*: Bitcoin's value could potentially increase significantly in the future. # Conclusion The article concludes that Bitcoin may become the defining asset of the next global financial cycle due to its unique characteristics and growing institutional investment. With peak fear and pessimism in the market, Bitcoin may be poised for significant growth.

Circle launches Refund Protocol for non-custodial stablecoin refunds Circle, the issuer of $USDC stablecoin, announced on its official blog that it has launched Refund Protocol, a smart contract system that enables non-custodial refunds and on-chain dispute resolution for

$BTC is currently in the bottom formation phase. It's following global money supply (offset by 108 days). I think for the next few weeks, BTC could consolidate between $75K-$90K. During this timeframe, retail will most likely panic sell while smart money will accumulate. Once that happens, expect reversal in May.

Circle Launches Refund Protocol, a Non-custodial Dispute Resolution Solution for Stablecoin Payments According to official news, Circle announced that its Circle Research has released the Refund Protocol, a smart contract that supports non-custodial custody and on-chain dispute resolution for stablecoin payments. It is built for the composability and transparency of on-chain commerce and supports lock-up periods, arbitrator-mediated refunds, and early withdrawals based on off-chain protocols. The refund protocol supports on-chain dispute resolution and USDC payment refunds without the custody or trust of centralized institutions.