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Riot Platforms’ research head Pierre Rochard has asserted that XRP is not a security despite many critics of the controversial Ripple-promoted coin claiming it is. Rochard, a longtime critic of Ripple, argues that XRP cannot be classified as a security because the San Francisco-based blockchain payments startup does not actually owe investors “utility or anything else.” “They are free to dump on you and you have no right to do anything about it other than join them in dumping XRP. That’s why XRP is not a security,” he opined. Responding to an X user, the mining exec noted that many “worthless” and “harmful” products do not qualify as securities. In July 2023, Judge Analisa Torres granted Ripple a partial victory after declaring in her summary judgement that secondary sales of the Ripple-linked token were not securities. Last Sunday, President Trump said he expects payments-focused XRP to be a part of the strategic digital assets reserve with other cryptocurrencies. Critics argue against XRP as a reserve asset by pointing out that it lacks the real-world presence and the decentralization of Bitcoin or Ethereum. Moreover, the Chicago Mercantile Exchange (CME) Group has not yet announced plans to list XRP futures, which is probably why skeptics are against the coin’s inclusion in the national reserve. Notably, the U.S. Securities and Exchange Commission (SEC) had approved ETFs investing in the CME-regulated BTC and ETH futures before greenlighting the spot BTC and ETH ETFs last year, trusting the exchange’s monitoring system to tackle potential price manipulation. In January, Rochard lambasted Ripple as the biggest obstacle to a Bitcoin-only strategic reserve since the company was aggressively lobbying against it. However, Ripple boss Brad Garlinghouse claimed that the company’s efforts were actually boosting the likelihood of a reserve that includes Bitcoin. The CEO has long advocated for a multi-asset US crypto reserve similar to the one announced by Trump on March 2. SEC Is Challenging XRP’s Classification Meanwhile, some believe including XRP in the reserve signals the imminent conclusion of the U.S. Securities and Exchange Commission’s ongoing enforcement lawsuit against Ripple. The SEC formally filed its appeal-related opening brief on January 15, challenging the court’s previous ruling on the programmatic XRP sales. Since pro-crypto Commissioner Mark Uyeda took over as acting Chair after former SEC Chair Gary Gensler’s exit, speculation has grown over a possible resolution of the Ripple case.

The world of cryptocurrency never stops advancing, and new projects are making waves in unexpected ways. From the rise of meme-based digital assets like Pepe Coin to the expansion of TRON decentralized content sharing platform, change is reshaping the blockchain landscape. Meanwhile, the introduction of Mind graph based programming language is simplifying software development, and Bullshit Inu is shaking up the crypto marketplace with its bold, tax-free approach. Let’s dive into the latest trends driving the future of decentralized finance, technology, and digital engagement. Current price: $0.056219 Market cap:$2.61B Pepe Coin, a meme-based cryptocurrency built on Binance Smart Chain, is gaining purchase as a unique possible to dog themed tokens. Designed to enhance the meme coin space, Pepe Coin aims to create a more diverse market within the cryptocurrency industry. By using the Binance Smart Chain, the project benefits from faster 1. deal and lower fees, making it a viable option for users exploring decentralized finance. Current price: $0.2424 Market cap:$23.03B TRON , a blockchain platform developed by the Tron Foundation, continues expanding its influence in decentralized content sharing. at first launched as an ERC-20 token on Ethereum, TRX later transitioned to its own network to offer a more scalable ecosystem. TRON core objective is to empower content creators by providing a decentralized framework that eliminates intermediaries such as YouTube and Facebook. The network enables direct transactions between creators and consumers, allowing digital artists and developers to maximize their earnings. Current price: $0.009494 Market cap:$759.59K Mind is a newly developed graph-based meta-programming language designed for both artificial intelligence and human users. The language simplifies programming through an intuitive drag-and-drop interface and natural language processing. By making software development more accessible, Mind seeks to streamline the coding process, allowing both experts and beginners to create and modify applications efficiently.. Current price: $0.086629 Market cap:$6.62K Bullshit Inu is positioning itself as a key player in the global crypto marketplace by eliminating transfer taxes and rewarding user engagement. Designed to create a decentralized ecosystem, the project encourages participation from creators and users alike. With plans for a marketplace launch, Bullshit Inu is working toward increasing the adoption of blockchain-based transactions. The platform’s vision includes a seamless trading environment where users can exchange digital assets without restrictions. DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.

Blockchain technology continues to push boundaries, transforming gaming, digital identity, AI collaboration, and social media monetization. From enabling seamless in-game asset ownership to redefining digital identity management and AI interactions, platforms like Xai, Moca Network, Delysium, and Cheelee are driving widespread adoption. These advancements integrate blockchain into everyday digital interactions, making decentralized technology more accessible to users worldwide. Current price: $0.06828 Market cap:$73.44M Xai is revolutionizing the gaming industry by enabling players to own and trade in-game assets without requiring crypto-wallets. Developed by Offchain Labs using Arbitrum technology, Xai integrates blockchain into mainstream gaming. Players gain direct ownership of valuable items, while node operators support the network and participate in governance, making blockchain more accessible to traditional gamers. Current price: $0.09218 Market cap:$176.49M Moca Network is creating a universal digital identity infrastructure, ensuring seamless asset and reputation management across multiple ecosystems. With over 540 partner companies, Moca Network provides access to more than 700 million potential users. AIR Kit, its flagship product, simplifies digital identity by embedding blockchain features into existing applications. Mocaverse, along with partners like SK Planet and One Football, enhances user experiences with personalized rewards and identity-based interactions. Current price: $0.05302 Market cap:$59.07M Delysium is building a blockchain-based network for AI agents, ensuring secure and efficient collaboration. The YKILY Network provides AI agents with a financial infrastructure designed for high-speed transactions and scalability. Lucy, the first AI agent on the network, functions as a Web3 operating system, simplifying blockchain interactions. With support from industry leaders such as Microsoft, Google, and Nvidia, Delysium aims to expand the AI ecosystem by onboarding over one million AI agents. Current price: $7.68 Market cap:$436.75M Cheelee offers a new approach to social media engagement by allowing users to earn rewards for their time spent on the platform. Available on both App Store and Google Play, Cheelee provides free NFT glasses upon registration, allowing users to enhance earnings with premium NFTs and gaming tools. By leveraging blockchain technology, Cheelee transforms user engagement into an opportunity for financial benefits, making social media participation more rewarding. DISCLAIMER: The information on this website is provided as general market commentary and does not constitute investment advice. We encourage you to do your own research before investing.

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The ECB is racing to complete the groundwork for a digital euro by October 2025, though the currency’s rollout faces delays pending legislative greenlights. “The deadline for us is going to be October of 2025, and we are getting ready for that deadline, but we will not be able to move unless the other parties, the stakeholders, as I call them, commission council and parliament, actually complete the legislative process without which we will not be able to move,” Lagarde stated. Lagarde emphasized the urgency of the project, noting its relevance “both on the wholesale and on the retail level.” While Lagarde cited October 2025 as the preparation phase’s end, ECB documents outline a timeline concluding in November 2025. This phase, launched in November 2023, focuses on finalizing technical designs, legal frameworks, and gathering stakeholder feedback. Post-preparation, the ECB’s Governing Council will decide whether to proceed, with analysts projecting a potential launch no earlier than 2028, according to Deutsche Bundesbank estimates. The digital euro will reportedly feature retail and wholesale components. The retail version, designed for public use, promises free basic transactions, offline functionality, and privacy protections barring transaction tracking by the ECB. The wholesale arm targets financial institutions, leveraging blockchain for faster interbank settlements and cross-border payments. Both aim to complement existing euro payment systems while ensuring the fiat currency’s competitiveness amid rising digital currencies. Challenges persist, including privacy debates, concerns over commercial banks’ destabilization, and technical hurdles. Critics warn a retail digital euro could reduce bank deposits, prompting discussions on holding limits. Meanwhile, the ECB assures high privacy standards to address surveillance fears. The ECB has been working with the Ethereum blockchain for the digital euro, based on tests by the European Investment Bank (EIB) and Banque de France. For instance, the EIB issued a digital bond on Ethereum, and the Banque de France used it for CBDC transactions. Other blockchain platforms have also been explored, but specific details are limited. Globally, the ECB faces pressure from China’s digital yuan and U.S. stablecoin developments, intensifying calls for a digital euro to safeguard monetary sovereignty. China’s CBDC has come a long way, and research suggests China’s CBDC uses Chang’an Chain for blockchain-related functionalities, but its core transaction system is not built on blockchain. In the stablecoin arena, U.S. dollar-based cryptos have become a dominant force. Lagarde framed the project as critical to maintaining the euro’s global standing. Despite progress, the digital euro’s fate rests on post-2025 legislative approvals, with stakeholders navigating complex regulatory and technical landscapes. Lagarde’s October 2025 deadline underscores the ECB’s urgency, but delays and the central bank’s own roadmap suggest a cautious path toward a 2028 launch. 免责声明：本文章仅代表作者个人观点，不代表本平台的立场和观点。本文章仅供信息分享，不构成对任何人的任何投资建议。用户与作者之间的任何争议，与本平台无关。如网页中刊载的文章或图片涉及侵权，请提供相关的权利证明和身份证明发送邮件到support@aicoin.com，本平台相关工作人员将会进行核查。