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We are now seeing the revolution of money. The battle between traditional government-issued currencies and cryptocurrency reshapes the financial ecosystem. This is forcing individuals, businesses, and policymakers to rethink the very nature of money itself. While fiat currencies have ruled for centuries under government control, cryptocurrencies like Bitcoin are challenging this monopoly, presenting a borderless, censorship-resistant alternative. But are cryptocurrencies the future of finance, or do they remain a speculative asset vulnerable to volatility and regulatory crackdowns? This article breaks down the core differences between crypto and fiat, looking at their impact on economic stability, inflation, security, and global adoption. The key difference between cryptocurrencies and fiat currencies is who controls them. Fiat currencies, such as the U.S. dollar (USD) and the Euro (EUR), are government-issued and centrally regulated. Their supply is controlled through monetary policies, such as interest rate adjustments and money printing. Fiat currencies also have unlimited supplies, as governments can print more money as needed, which can lead to inflation. This happened during the 2008 financial crisis and COVID-19 stimulus programs. On the other hand, cryptocurrencies are decentralized and operate on blockchain networks without government control. Transactions are verified through decentralized consensus mechanisms, such as Proof of Work (PoW) or Proof of Stake (PoS. Also, cryptocurrencies have limited supplies. For instance, Bitcoin (BTC) has a fixed cap (21 million BTC), making it resistant to inflation. Additionally, unlike fiat, crypto can be sent globally without intermediaries or banking restrictions like fiat. One of the most significant differences between fiat currencies and cryptocurrencies is how governments regulate and recognize them. Fiat currencies operate within strict legal frameworks, while cryptocurrencies exist in a rapidly evolving regulatory landscape that varies by country. Fiat currencies are fully regulated and enforced by law. Central banks, such as the Federal Reserve (U.S.) and the European Central Bank (ECB), control their issuance and ensure stability through monetary policies. Conversely, cryptocurrencies operate in a legal gray area in many regions. Some countries have embraced them, while others have banned or restricted their use due to concerns over illicit activity, tax evasion, and financial stability. While fiat transactions are private but heavily monitored, cryptocurrencies, depending on the blockchain, provide varying degrees of transparency and pseudonymity. Fiat transactions are not publicly visible, but banks, financial institutions, and government agencies heavily track them. Cryptocurrencies operate on public ledgers, where transactions are visible to anyone, but user identities are not directly linked to wallet addresses. Fiat currencies have an unlimited supply controlled by governments, while many cryptocurrencies have fixed or limited issuance, making them resistant to inflation. As mentioned earlier, fiat is issued by central banks, which can increase or decrease the money supply to influence economic conditions. However, excessive money printing can lead to inflation or hyperinflation, reducing purchasing power. Fiat currency is naturally inflationary, as it loses value over time due to the continuous expansion of the money supply. Additionally, it has hyperinflation risks, as countries with weak economic policies can experience severe inflation, drastically devaluing their currency. For instance, Venezuela’s inflation rate exceeded 1,000,000% in 2018 due to excessive money printing, rendering its currency nearly worthless. Unlike fiat currency, most cryptocurrencies have a predetermined supply that cannot be changed by a central authority, making them deflationary or resistant to inflation. Also, Ethereum moved to Proof of Stake (PoS), reducing its supply through burning mechanisms (EIP-1559). Fiat currencies and cryptocurrencies handle transactions differently. While fiat transactions rely on banks and financial intermediaries, cryptocurrencies use decentralized blockchain networks to process payments without intermediaries. Fiat transactions are processed through banks, payment networks (Visa, Mastercard), and financial institutions that act as intermediaries. Banks often allow fraudulent or mistaken transactions to be disputed and reversed. Cryptocurrency, however, operates on blockchain networks, where transactions are verified by miners (Proof of Work) or validators (Proof of Stake). Transactions are sent directly between users without banks or payment processors. Once confirmed, transactions cannot be reversed, which reduces fraud but removes chargeback protections. Security is crucial in fiat and cryptocurrency transactions, but the risks and protective measures differ. Fiat transactions rely on centralized oversight and consumer protection laws, while cryptocurrencies use cryptographic security but are vulnerable to hacking and scams. Banks, financial regulators, and anti-fraud systems safeguard fiat transactions. However, centralization makes them vulnerable to identity theft and institutional failures. Banks employ fraud detection, encryption, and transaction monitoring to prevent unauthorized access. Meanwhile, credit card companies and banks allow users to dispute fraudulent transactions and recover lost funds. However, government currency is poised to fiat-based fraud, including identity theft, counterfeit currency, and bank fraud, which remains a significant problem. For example, in 2023, credit card fraud losses exceeded $30 billion worldwide, driven by data breaches and phishing attacks. In contrast to government currency, cryptocurrencies leverage blockchain and cryptography for enhanced security, but the lack of a central authority means users bear full responsibility for protecting their funds. Meanwhile, Crypto wallets and exchanges are frequent targets for hacks, phishing attacks, and rug pulls. Losing a private key means permanent loss of funds. For instance, the Bybit exchange was hacked in February, and hackers stole $1.4 billion in the largest single hack in crypto history. Related: Bybit CEO: $1.4 Billion Crypto Hack Tracked, Majority Potentially Recoverable Meanwhile, crypto users rely on self-custody security. They must safeguard their assets using hardware wallets, multi-signature security, and strong authentication methods. One of the contrasts between fiat currencies and cryptocurrencies is their level of price stability. While fiat currencies are relatively stable thanks to central bank controls, cryptocurrencies are highly volatile, with prices fluctuating rapidly based on market demand. Fiat currencies maintain relatively stable value due to government regulation and monetary policies. For example, the U.S. dollar has lost over 97% of its purchasing power since 1913 due to inflation. On the other hand, cryptocurrencies experience extreme price swings, often moving 10–20% daily due to speculation, investor sentiment, and market demand. For example, Bitcoin reached its all-time high in January 2025, when it traded above $109,000, but it is currently trading below $88,000. The adoption of fiat currencies and cryptocurrencies differs significantly. While fiat is universally accepted and legally required for transactions, crypto adoption is growing but remains limited due to regulatory uncertainty and volatility. Fiat currencies are the default medium of exchange in every country. They are legally enforced, meaning businesses and individuals must accept them for transactions. However, despite their rapid growth, cryptocurrencies are not universally accepted and face regulatory challenges that limit their mainstream use. The environmental impact of fiat currencies and cryptocurrencies varies significantly. While fiat money production consumes physical resources, cryptocurrencies, especially Proof-of-Work (PoW) networks like Bitcoin, require high energy consumption for mining. However, newer crypto models are becoming more eco-friendly. The production and circulation of fiat currencies involve printing banknotes, minting coins, and running financial infrastructure. For instance, the U.S. Federal Reserve prints over $700 billion in new banknotes annually, requiring vast amounts of paper and ink. While this has an environmental impact, it is relatively low compared to energy-intensive crypto mining. On the other hand, cryptocurrency mining, particularly Proof-of-Work (PoW) blockchains, consumes vast amounts of energy due to computational mining processes. However, newer models are reducing their carbon footprint. For instance, Bitcoin’s annual energy consumption is estimated at 86 TWh, which is comparable to Argentina’s entire electricity usage. However, more than 50% of Bitcoin mining is powered by renewable energy. Both fiat currencies and cryptocurrencies are undergoing significant transformations due to technological advancements, regulatory shifts, and changing global economic conditions. Governments and central banks are adapting to digital innovation by modernizing fiat currency infrastructure and exploring Central Bank Digital Currencies (CBDCs). Related: Swiss National Bank: Crypto Not Ready for Prime Time, CBDC Is Key Crypto markets have seen major innovations in blockchain scalability, regulation, and institutional adoption, which have driven mainstream interest and investment. The debate between government currencies and cryptocurrencies is not limited to technology but also concerns the future of money itself. Government currencies have long been the foundation of global economies, offering stability, government backing, and universal acceptance. However, they are susceptible to inflation, central control, and economic manipulation. Conversely, cryptocurrencies represent a decentralized, transparent, and borderless alternative that empowers individuals to control their wealth without intermediaries. Yet, their volatility, regulatory uncertainty, and security risks remain significant challenges to mass adoption. Disclaimer: The information presented in this article is for informational and educational purposes only. The article does not constitute financial advice or advice of any kind. Coin Edition is not responsible for any losses incurred as a result of the utilization of content, products, or services mentioned. Readers are advised to exercise caution before taking any action related to the company.

The operation of AB (AB) is based on its integrated network launch. 1. AB Mainnet AB Mainnet is the core infrastructure of the ecosystem, ensuring fast and secure transactions, efficient support for smart contract deployment, and decentralized governance with high processing power and low latency – creating a solid foundation for both developers and users. 2. High-Performance Sidechains AB introduces specialized sidechains designed for each industry such as payments, gaming, and finance. These sidechains not only reduce the load on the mainnet but also provide optimal functions for each use case, thereby improving the scalability and operational efficiency of the entire system. 3. Blockchain Interoperability By applying advanced cross-chain technology, AB enables seamless information exchange and asset transfer between different blockchain networks. This promotes cooperation and connectivity between ecosystems, overcoming the limitations of individual platforms. 4. Real World Assets (RWA) AB facilitates the digitization and management of real assets by converting them into tokens on the blockchain. This feature opens up opportunities for transparent, efficient, and secure asset trading, while bridging traditional industries and the decentralized finance sector. By integrating vibrant community engagement and strong partnerships, AB (AB) aims to become a sustainable and influential project within the crypto ecosystem.$AB

$AB represents a groundbreaking evolution in blockchain technology, building upon the foundation established by the Newton Project, which launched in 2018. The Newton Project’s vision was to create infrastructure for the Community Economy, empowering individuals with the principle that "everyone should benefit directly from economic growth." Over the years, this vision has been partially realized through the development of decentralized infrastructure supporting community-driven economies. With the first phase of this journey now complete, the project embarks on a new chapter of innovation and expansion. In 2025, the Newton Project rebranded as AB, signaling a strategic shift toward a more advanced blockchain ecosystem. AB focuses on heterogeneous blockchain infrastructure, real-world asset integration, and optimized tokenomics. At its core lies the AB token, the native cryptocurrency of the AB blockchain, which serves as the Gas token for powering transactions, executing smart contracts, and enabling governance mechanisms. This ensures the network's scalability, reliability, and sustainability.

The AB Coin ecosystem is a comprehensive network that supports various applications and services. At its core is the $AB token, which serves multiple purposes, including: - Gas Token: $AB is used to pay for transaction fees on the AB mainnet. - Smart Contract Execution: $AB powers the execution of smart contracts on the AB platform. - Governance Voting: Holders of $AB can participate in governance voting, influencing the direction of the AB ecosystem. - Ecosystem Incentives: $AB is used to incentivize participants in the AB ecosystem, promoting growth and adoption. The AB ecosystem is built on a high-performance mainchain + sidechain architecture, enabling seamless interactions between different blockchain networks ¹. This architecture supports: - Cross-Chain Asset Transfers: Users can transfer assets between different blockchain networks. - Decentralized Applications (DApps): Developers can build complex DApps on the AB platform. In terms of tokenomics, the total supply of $AB is capped at 100 billion tokens. The token distribution plan includes: - Presale: 20% of the total supply (10 billion tokens) is reserved for presale. - Community: 70% of the total supply (35 billion tokens) is allocated to the community, including miners, community building, and ecosystem development. The AB ecosystem also implements a *dynamic burn mechanism, where a portion of transaction fees and ecosystem payments are periodically burned, reducing the total supply and creating a deflationary effect .$AB

The $PI Network’s tokenomics allocate a total supply of 100 billion Pi tokens, with 20% (20 billion Pi) designated for the Core Team.  This allocation is intended to compensate the Core Team for their development efforts and ongoing maintenance of the network. The release of these tokens to the Core Team is structured to align with the broader network’s growth and decentralization goals. Specifically, the unlocking of the Core Team’s Pi tokens is tied to the overall distribution and unlocking of Pi tokens within the community (not in this chatgpt but I assume is like core team $PI = 20B / 55B (pre and mainet mining) = 0.364 pi goes to pi core team every 1 pi you minted with pre minted 10-20B so pi team can sell 3.5B to 7.2B pi at moment (which mean with current Cir Sup pi team have 1/2 of investor money now 😅). This means that the percentage of Pi unlocked for the Core Team corresponds proportionally to the percentage unlocked for the broader Pi community.  This approach ensures that the Core Team’s incentives remain aligned with the network’s success and sustainability, promoting a balanced and equitable distribution of Pi tokens as the network matures.