Enterprise Focus: Ripple Integrates RLUSD Stablecoin into Core Payments

• Ripple integrates RLUSD stablecoin into Ripple Payments for enterprise users
• RLUSD aims to improve cross-border efficiency; BKK Forex, iSend early adopters
• XRP price sees downturn, trading below 20-day EMA despite RLUSD integration

Ripple has integrated its recently-released stablecoin, Ripple USD (RLUSD), into its flagship payments solution, Ripple Payments, to enhance the efficiency of cross-border transactions.

RLUSD Designed for Enterprise Utility

Unlike many stablecoins primarily catering to retail users, RLUSD is designed for large-scale financial operations, offering enterprises a fast and compliant method for settling transactions, according to Jack McDonald, Ripple’s head of stablecoins.

A recent press release stated RLUSD has quickly gained traction since its December 2024 launch, citing a market capitalization nearing $250 million and over $10 billion in trading volume. By embedding RLUSD into Ripple Payments, Ripple aims to provide institutions with a seamless bridge between traditional finance and digital assets.

Cross-border payments, treasury operations, and liquidity access can become more efficient, with early adopters such as BKK Forex and iSend utilizing the stablecoin to optimize financial transactions.

Integration Enhances Cross-Border Transactions

The integration of RLUSD strengthens Ripple’s extensive global network, facilitating near-instant settlement and low-cost transactions. The stablecoin features a compliance-first approach and is backed by a regulated framework.

Related: Is Ripple Quietly Reducing Its XRP Sales Pressure? Escrow Data Analyzed

Ripple confirmed RLUSD also serves as a bridge between fiat and crypto, supports decentralized finance (DeFi) protocols, and is available on major exchanges including Kraken, Bitstamp, LMAX Digital, and Bullish. 

XRP Price Decline 

While RLUSD expands its market footprint, Ripple’s native asset, XRP, has faced a downturn, currently trading at $2.06, down over 12% in the past week. 

Trading significantly lower over the past week, XRP remains below its 20-day exponential moving average (EMA) of 2.44, according to the submitted report’s analysis.

Related: XRP Set for ‘Final Blastoff’ After ‘Boredom Phase’: Egrag Predicts Surge

This price movement suggests weakening short-term momentum, possibly due to profit-taking or broader market corrections. However, with Ripple’s growing enterprise solutions, long-term sentiment for XRP could still align with increased adoption of Ripple’s infrastructure.

The Relative Strength Index (RSI) reportedly reads near 39.65, indicating bears are largely in control of XRP price action. Further, the gradient of the RSI line suggests potential for a gradual increase in buying pressure short-term, with increased chances of a retest of the 20-day EMA.