Ripple integrates its RLUSD stablecoin into Ripple Payments

• Ripple has added the RLUSD stablecoin to its payments solution as the company targets further adoption.
• Stablecoin regulation continues to gather pace with key bills before the US Congress.
• Ripple launched the US dollar-pegged stablecoin in December 2024 and has see it grow to over $250 million.

Ripple is bringing its stablecoin Ripple USD (RLUSD) to its cross-border payments solution, according to an announcement the firm published on April 2, 2025.

According to the announcement , Ripple is integrating RLUSD into the payments platform as it looks to offer access to a faster, cheaper, and more reliable way for businesses to move money across borders.

Ripple’s RLUSD seeing growth

RLUSD, a stablecoin pegged 1:1 to the US dollar, is currently a $250 million market cap product. The launch and its rollout into the cross-border solution is a major move for Ripple.

Currently, the stablecoin continues to grow with Ripple Payments customers such as BKK Forex and iSend using it for treasury management and global settlements. The expansion means further growth that could see RLUSD become a key asset for banks, financial institutions, and payment service providers.

Apart from the cross-border payments use case, Ripple also has eyes on decentralized finance and the rapidly expanding asset tokenization market. Stablecoins are a huge part of the DeFi and real-world assets ecosystems.

“We’re seeing the market cap continue to grow, outpacing our internal projections. In short order, RLUSD is being used for a number of use cases, including use as collateral in both crypto and tradfi trading markets. New exchanges are listing RLUSD on an ongoing basis and we’re actively working with NGOs who see the opportunity to streamline giving through stablecoins,” said Jack McDonald, Ripple’s SVP of stablecoins.

McDonald also commented on the integration via a post on X.

As promised, RLUSD is now integrated into Ripple Payments — our cross-border payments solution with near-global coverage through 90+ payout markets, and instant connections to banks, FIs, payment service providers, exchanges and many more around the world. Enterprise utility… https://t.co/iAkjfNbkKI

— Jack McDonald (@_JackMcDonald_) April 2, 2025

Stablecoin regulation

Ripple, which also developed the XRP cryptocurrency and the distributed ledger technology platform XRP Ledger, has recently struck major legal victories in the US, including the end of the long-running lawsuit from the Securities and Exchange Commission.

Its launch of RUSD in December 2024 also marked a major milestone for the company.

In 2025, Ripple is gunning for prominence in the crypto space, with a supportive environment under US president Donald Trump a key factor. Notably, the integration of RLUSD into Ripple Payments comes as the Congress looks to pass key stablecoin regulation laws.

Trump recently urged lawmakers to pass the bill and bring it for signing into law as soon as possible.

Ripple secured regulatory approval from the New York Department of Financial Services (NYDFS) ahead of its unveiling of the RLUSD. The company is regulated as a limited purpose trust company in New York.